Transparent Fee Schedule.

Through LPL Financial, I offer two account types and the cost structure depends on which one fits your situation. Advisory accounts charge an asset-based fee, typically a percentage of the assets in the account, billed quarterly. Brokerage accounts charge transaction-based commissions, sales loads, or 12b-1 fees on the products held. For ongoing planning relationships I also offer a fixed quarterly planning fee. I walk through the specific rates, the capacity (advisory vs brokerage), and the LPL Form CRS before any account is opened.

There is no minimum account size. I work with clients at various asset levels and focus on whether my services are a good fit for your situation. We'll discuss this during your discovery call.

For advisory clients, the asset-based advisory fee covers ongoing portfolio review and rebalancing, quarterly check-ins, Social Security and pension coordination, Roth conversion and tax-aware withdrawal analysis, and ongoing access to me. Brokerage clients pay per-transaction costs and product expenses on the holdings in the account. Financial planning engagements may be priced as a separate flat or quarterly fee. The LPL Form CRS details what is included in each capacity.